Insights
February 18, 2026

Best Types of Talk Therapy for Older Adults

Taneia Surles
Clinical Reviewer:
Dr. Daniel Burow
Best Types of Talk Therapy for Older Adults

Talk therapy can benefit anyone, regardless of age, yet older adults often don’t receive care. Aging brings unique challenges, including loss of control, cognitive decline, and mobility issues that can impact mental health. Yet, seniors are often told to just “put up with it,” which can leave many struggling in later life. 

If you’re the adult child or caregiver, finding the best therapy for an older adult may feel overwhelming, but know that many options are available. 

Keep reading to learn about the most effective types of online therapy for older adults.

Key takeaways

  • Older adults can benefit from talk therapy just as much — and sometimes more — than younger adults, especially when treatment is tailored to age-related challenges.
  • There’s no one-size-fits-all approach, and different types of therapy can support emotional, cognitive, and life-stage needs.
  • The right therapist often matters more than the specific approach, and online therapy can improve access and consistency for many seniors.

Why talk therapy works in later life

Despite the challenges aging can bring, older adults can still succeed in therapy — and sometimes, more so than young adults. Research shows that older adults achieve better therapy outcomes than working-age adults with anxiety or depressive disorders. They also have less severe symptoms before treatment and are less likely to drop out of care. 

Mental health therapy for seniors addresses age-related transitions, such as loss of independence, mobility problems, retirement, and chronic conditions. A therapist can help them process complex emotions, develop coping skills, find purpose, and build resilience to have a meaningful life.

Talk therapy can be effective for addressing “normal” aging experiences. But if a loved one is displaying severe or prolonged negative emotions, it could indicate a mental health condition. Panic attacks, depressive episodes, and severe mood swings can require more intensive therapy that goes beyond typical age-related challenges. If you have concerns about your loved one’s mental state, you can contact a mental health professional for support.

Top evidence-based therapies for seniors

Several talk therapies — both in-person and online — can support older adults’ mental health and well-being. Each treatment provides different benefits that can address aging challenges or help manage symptoms of a mental health condition.

Here are the best therapy options for supporting elderly mental health:

  • Cognitive behavioral therapy (CBT): A talk therapy that involves identifying and challenging negative thinking. Seniors experiencing issues like pain or isolation learn to restructure unhelpful thoughts while developing coping skills to improve their quality of life.
  • Interpersonal therapy (IPT): Focuses on improving social functioning and reducing symptoms of anxiety and depression. Research shows this therapy helps seniors with social isolation resolve relationship problems and improve social skills to build stronger connections.
  • Acceptance and commitment therapy (ACT): ACT teaches older adults how to accept negative thoughts and feelings while committing to a life aligned with their personal values. Seniors learn that certain limitations may be unchangeable, but they can still lead meaningful lives.
  • Problem-solving therapy (PST): An approach that helps people manage life stressors by identifying problems, brainstorming solutions, creating an action plan, and evaluating the outcome. Research shows that PST provides seniors with practical skills to manage disability, cognitive decline, and medical conditions, thus reducing distress.

Therapeutic approaches for meaning, memory, and loss

Cognitive impairment is a common experience among older adults. Fortunately, several talk therapy options are available to help improve cognitive functioning.

Below are the best types of therapy for elderly patients facing challenges with meaning, memory, and loss:

  • Reminiscence therapy (RT): A talk therapy that aims to recall memories, stimulate mental activity, and improve overall well-being. RT is not just retelling stories — it’s an approach that uses photos, music, and objects to evoke reflection and processing of past experiences. Research shows that RT can reduce symptoms of depression and improve the quality of life in older adults.
  • Life review therapy (LRT): A guided framework where a person reflects on their life to create a cohesive life story and resolve past conflicts. This therapeutic approach can improve older adults’ life satisfaction and reduce symptoms of depression and post-traumatic stress disorder (PTSD).
  • Specialized grief counseling: Grief counseling can support seniors dealing with the compounding loss of a partner, friends, health, and independence. Specialized therapy can help them process significant life changes, find meaning in life, and develop coping skills for recurring grief. Grief counseling is often combined with other treatments, such as CBT, IPT, and LRT, to improve a senior’s mental well-being.
  • Faith-based counseling: For religious patients, finding a therapist who aligns with their spiritual practices could yield better outcomes. Faith-based therapists may incorporate praying, scripture reading, and religious values into treatment to address aging challenges.

What matters most when choosing a therapy type

When it comes to finding the best therapy for older adults, having rapport with a therapist can often be more important than the treatment itself. Therapeutic rapport can create a safe space for seniors to be vulnerable and actively engage in treatment. Research shows that therapeutic rapport is essential for positive therapy outcomes. 

Many older adults are hesitant to seek therapy because of stigma, costs, and negative beliefs about mental health professionals. Having trust in their therapist may influence whether or not they take treatment seriously. 

It may benefit some seniors to have a therapist who shares similar experiences. At Sailor Health, our therapists are older and experienced, and understand the specific challenges older adults face on a day-to-day basis.

Here are some other factors to consider when seeking the most effective online therapy for older adults:

  • Communication style: Older adults may prefer a therapist who speaks clearly, allows more time to process information, and avoids overly clinical language.
  • Treatment approach: Some seniors respond well to structured therapies like CBT, while others may prefer more flexible, supportive counseling. It can be helpful to pick a therapist who can adapt their approach rather than sticking to one method.
  • Comfort with technology: For telehealth therapy, ensure the platform is easy for your loved one to use.
  • Cost and insurance coverage: Therapy should be financially accessible. Check whether the therapist accepts Medicare or offers transparent, predictable pricing.
  • Caregiver involvement (when appropriate): Some older adults can benefit from therapists who are open to limited caregiver involvement, particularly when navigating memory challenges, significant life changes, or care planning.

Understand that finding the best type of therapy can involve some initial trial-and-error. Maybe CBT wasn’t the best option, or perhaps you didn’t pair well with the first therapist you spoke to. You’re not “married” to a specific treatment or therapist if it’s not working out. You can always seek other types of therapy or a different provider to find the one that makes a meaningful change in your mental well-being. 

Why online therapy is a great option for seniors

For many older adults, visiting a therapist’s office can be challenging. Mobility issues, transportation, potential exposure to illness, and a lack of specialized providers in rural areas are just a few barriers to care. Telehealth combats these issues by delivering effective therapy to seniors from the comfort of their homes. This set-up can be especially helpful for older adults who may be more willing to open up while in a familiar space, rather than on a therapist’s couch.

It can be difficult to watch a loved one face mental health challenges. Fortunately, multiple therapies are available to help older adults improve their mental well-being and quality of life. At Sailor Health, we offer telehealth to seniors via computer, phone, and even landline. All mental health services are covered by Medicare, with most of our Medicare patients having a $0 copay. We’re here to give seniors and their families peace of mind that they are in experienced, reliable hands. Get started today.

Sources

  1. Saunders, R., Buckman, J. E., Stott, J., Leibowitz, J., Aguirre, E., John, A., Lewis, G., Cape, J., & Pilling, S. (2021). Older adults respond better to psychological therapy than working-age adults: evidence from a large sample of mental health service attendees. Journal of Affective Disorders, 294, 85–93. https://doi.org/10.1016/j.jad.2021.06.084 
  2. Cognitive-behavioral therapy with older adults. (2020, February 19). British Columbia Medical Journal. https://bcmj.org/articles/cognitive-behavioral-therapy-older-adults 
  3. Bian, C., Zhao, W.-W., Yan, S.-R., Cheng, Y., & Zhang, Y.-H. (2023). Effect of interpersonal psychotherapy on social functioning, overall functioning and negative emotions for Depression: a Meta-analysis. Journal of Affective Disorder, 320, 230–240. https://doi.org/10.1016/j.jad.2022.09.119
  4. Markowitz, J. C., & Weissman, M. M. (2004, October 1). Interpersonal psychotherapy: principles and applications. https://pmc.ncbi.nlm.nih.gov/articles/PMC1414693/# 
  5. P, A. S., & S, G. (2025b). Acceptance and Commitment Therapy and Psychological Well-Being: A Narrative review. Cureus, 17(1), e77705. https://doi.org/10.7759/cureus.77705 
  6. Nezu, A. M., Nezu, C. M., & Gerber, H. R. (2019). (Emotion‐centered) problem‐solving therapy: An update. Australian Psychologist, 54(5), 361–371. https://doi.org/10.1111/ap.12418 
  7. Kiosses, D. N., & Alexopoulos, G. S. (2014). Problem-Solving therapy in the elderly. Current Treatment Options in Psychiatry, 1(1), 15–26. https://doi.org/10.1007/s40501-013-0003-0 
  8. Woods, B., O’Philbin, L., Farrell, E. M., Spector, A. E., & Orrell, M. (2018). Reminiscence therapy for dementia. Cochrane Database of Systematic Reviews, 2018(3), CD001120. https://doi.org/10.1002/14651858.cd001120.pub3 
  9. Liu, Z., Yang, F., Lou, Y., Zhou, W., & Tong, F. (2021). The Effectiveness of reminiscence Therapy on Alleviating depressive Symptoms in Older Adults: a systematic review. Frontiers in Psychology, 12, 709853. https://doi.org/10.3389/fpsyg.2021.709853 
  10. Jiang, V., Galin, A., & Lea, X. (2024). Life review for older adults: an integrative review. Psychogeriatrics, 24(6), 1402–1417. https://doi.org/10.1111/psyg.13194 
  11. Opland, C., & Torrico, T. J. (2024, October 6). Psychotherapy and therapeutic relationship. StatPearls - NCBI Bookshelf. https://www.ncbi.nlm.nih.gov/books/NBK608012/ 

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