Most of our patients have a $0 copay
Therapists in Maine that accept Medicare
Maine has one of the highest rates of depression in the country, with 23.1% of adults reporting a diagnosis—and nearly one in four residents is 65 or older. If you're a senior in Portland, Lewiston, or Bangor looking for a therapist who accepts Medicare, you're not alone in needing support. Sailor Health connects Maine seniors with licensed counselors who specialize in older adult mental health. Medicare covers your sessions, and most of our patients pay $0 out of pocket.
You're covered!
Great news! It looks like your Medicare plan covers Sailor Health therapy. Get matched with an experienced Sailor Health therapist today.
Not covered
Sadly, you are not covered but we will be coming to you soon.
Meet Our Maine Therapists Accepting Medicare
Dr. Laurel Brundage
I am a licensed clinical psychologist with over 25 years of experience, including six years working exclusively with nursing home residents. I help older adults cope with loss, loneliness, serious health problems, anxiety, depression, relationship concerns, and stress. I feel honored to support their growth through difficult changes.
Sheryl Crowley
I am a Licensed Professional Counselor (LPC) and Certified Advanced Alcohol and Drug Counselor (CAADC) with 15 years of experience helping adults navigate life’s complexities. My practice focuses on supporting those managing anxiety, depression, trauma, life transitions, and self-esteem challenges.
Mary Lentine
I believe those who seek therapy are courageous. I value trust and empathy, and I also value conveying a sense of hope for change and wellness. I strive to incorporate strengths rather than focusing solely on problems.
LaQuetta Johnson
I am a licensed clinician with over 10 years of experience supporting individuals through life transitions, grief and loss, and mental health concerns. I value working collaboratively and offering steady support when life feels overwhelming. I meet you where you are and create a safe, supportive space.
Dr. Elizabeth Bennett
I am a clinical psychologist helping older adults. I provide support for family stress, caregiver demands, retirement shifts, personal loss, and chronic health concerns. I welcome individual, couples, and family sessions.
Ranesa Bolander
My name is Ranesa Bolander and I am a Licensed Clinical Social Worker. I have worked with individuals and families for over 20 years. I recognize life changes can be challenging and am here to help! I look forward to building positive relationships and supporting you on this journey.
Jennifer Poole
I am a Licensed Mental Health Counselor in Florida. I work with anxiety, depression, life changes, family relationships, trauma, and self-esteem issues. My personal journey has given me understanding of mental health's impact. I believe in my clients and will walk the path to progress with them.
Cynthia Shapuite
I am a licensed Social Worker and Professional Clinical Counselor in Ohio with nearly thirty years of clinical experience. I have worked extensively with older adults facing depression, anxiety, grief, life transitions, and complex emotional concerns.
Tona Bonilla
I am a passionate therapist who believes healing begins with feeling seen, heard, and empowered. I create an engaging space where clients can safely explore their experiences, reconnect with their strengths, and move toward meaningful change. My work centers on honoring each person's story while supporting growth, resilience, and self-trust.
Dr. Peter Sorman
I am a clinical psychologist and neuropsychologist specializing in PTSD, traumatic brain injury, anxiety disorders, adjustment disorders, chronic illness, and chronic pain. I have been in private practice over 35 years, helping active duty military, veterans, first responders, and the general public. I understand the challenges coming forward to begin therapy.
Melissa Thompson
I am a licensed clinical social worker with 20+ years of experience supporting individuals, couples, and families. I specialize in depression, anxiety, grief, trauma, LGBTQ+ care, and life transitions, including chronic illness. I am passionate about empowering positive change. Outside of work, I enjoy traveling, kayaking, and hiking with my dog.
Getting started is fast and easy
If you're struggling, help is closer than you think. Answer a few questions, and we'll connect you with a licensed therapist who understands. Most Maine seniors start therapy within 48 hours.
What Medicare Covers for Therapy in Maine
Medicare Part B covers outpatient mental health services including individual therapy, counseling, and psychiatric evaluations. Covered providers include licensed clinical psychologists, clinical social workers (LCSWs), licensed professional counselors (LPCs), and psychiatric nurse practitioners. Both in-person visits and telehealth sessions are covered. With Original Medicare, you pay 20% of the approved amount after your deductible. Medicare Advantage plans—used by 42% of Maine beneficiaries—often have lower copays, with some offering $0 for mental health visits.
How Much You'll Pay for Therapy with Medicare in Maine
Your out-of-pocket cost depends on your coverage type. 42% of Maine Medicare beneficiaries have Medicare Advantage plans, which often feature lower mental health copays than Original Medicare—many offer $0 per session. If you have Original Medicare, you'll typically pay 20% of the Medicare-approved amount after meeting your Part B deductible ($240 in 2025). Sailor Health works with both coverage types and handles all the billing. The result: most of our Maine patients pay nothing out of pocket for their therapy sessions.
Depression Among Maine Adults: The Numbers
23.1% of adults in Maine have reported a lifetime diagnosis of depression—significantly higher than the national average of 18.5%.³ For older adults, depression often looks different than it does in younger people: fatigue, physical pain, social withdrawal, and memory problems can all be signs. Among Maine's 23.5% of residents who are 65 and older, many cases go undiagnosed or untreated.² The good news is that depression is highly treatable, especially with therapy. Cognitive behavioral therapy (CBT), which Sailor Health therapists are trained in, is one of the most effective treatments for late-life depression.
Why Maine Seniors Choose Sailor Health
Finding a therapist who accepts Medicare shouldn't be the hardest part of getting help. Sailor Health makes it simple for seniors in Portland, Lewiston, and across Maine. Our licensed therapists specialize in older adult mental health—they understand depression that shows up as fatigue, anxiety about health, grief that doesn't lift, and the isolation that can come with aging. We offer telehealth appointments (covered by Medicare), handle all the billing, and most patients pay nothing out of pocket. 347,589 Maine residents have Medicare coverage for therapy—we help them use it.
1. Centers for Medicare & Medicaid Services. "Medicare Monthly Enrollment - October 2025." https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment/data.
2. U.S. Census Bureau. "Age and Sex." American Community Survey, ACS 1-Year Estimates Subject Tables, Table S0101. https://data.census.gov/table/ACSST1Y2024.S0101.
3. Lee B, Wang Y, Carlson SA, et al. National, State-Level, and County-Level Prevalence Estimates of Adults Aged ≥18 Years Self-Reporting a Lifetime Diagnosis of Depression — United States, 2020. MMWR Morb Mortal Wkly Rep 2023;72:644–650. DOI: http://dx.doi.org/10.15585/mmwr.mm7224a1.
Frequently asked questions
Why is therapy important for Maine seniors specifically?
Maine has one of the highest depression rates in the country (23.1%) and a large senior population (23.5% are 65+).² ³ Many older adults here face economic stress, rural isolation, and limited local mental health resources. Therapy—covered by Medicare—is an effective treatment. Sailor Health brings experienced therapists to Maine seniors via telehealth.
What percentage of Maine's population is 65 and older?
23.5% of Maine residents are age 65 or older—one of the highest rates in the nation.² This growing senior population has increasing mental health care needs. Sailor Health therapists specialize in older adult concerns including depression, anxiety, grief, chronic illness adjustment, and loneliness.
How common is depression among adults in Maine?
23.1% of adults in Maine have reported a lifetime diagnosis of depression—significantly higher than the national average of 18.5%.³ Depression often goes undiagnosed in older adults because symptoms like fatigue, pain, and withdrawal can be mistaken for normal aging. Therapy is highly effective, and Medicare covers it.
What's the difference between Medicare Advantage and Original Medicare for therapy in Maine?
In Maine, 42% of beneficiaries have Medicare Advantage, while 58% have Original Medicare.¹ Both cover therapy. Original Medicare pays 80% after your deductible; you pay 20%. Medicare Advantage plans often have lower copays—many offer $0 for mental health visits—but may require in-network providers. Sailor Health works with both.
How much will I pay for therapy with Medicare in Maine?
With Original Medicare, you pay 20% of the approved amount after your $240 annual deductible—typically $20-30 per session. Medicare Advantage plans (42% of Maine beneficiaries) often have lower copays, sometimes $0.¹ Sailor Health handles all billing, and most of our Maine patients pay nothing out of pocket.
Does Medicare cover therapy in Maine?
Yes. Medicare Part B covers therapy and counseling for all 347,589 Medicare beneficiaries in Maine.¹ You can see licensed psychologists, clinical social workers, professional counselors, and psychiatric nurse practitioners. Both in-person and telehealth sessions are covered.
Do I need a referral to see a therapist with Medicare?
With Original Medicare, no referral is required—you can see any Medicare-approved therapist directly. If you have a Medicare Advantage plan, check your plan's rules; some require referrals or limit you to in-network providers. Sailor Health accepts most plans and can help you understand your options.
Does Medicare cover therapy and counseling?
Yes. Medicare Part B covers outpatient mental health services, including individual therapy and counseling. You can see licensed psychologists, clinical social workers (LCSWs), licensed professional counselors (LPCs), and psychiatric nurse practitioners—all covered by Medicare. Telehealth sessions are also covered, so you can meet with a therapist from home.
Is there a limit on how many therapy sessions Medicare covers?
No. Medicare does not cap the number of therapy sessions per year. As long as your treatment is medically necessary and provided by a Medicare-approved therapist, coverage continues. Your therapist will work with you to determine the right frequency based on your needs.
Can I do therapy over video call with Medicare?
Yes. Medicare covers telehealth therapy sessions, allowing you to meet with a licensed therapist via secure video call from your home. Sailor Health specializes in telehealth for seniors—it's convenient, private, and covered by Medicare just like in-person visits.
- Portland
- Lewiston
- Bangor
- South Portland
- Auburn
- Biddeford
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